Terms and Conditions

1. Acceptance of Terms

By accessing and using Zerosum ("the Service", "we", "us", or "our"), you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our Service.

2. Description of Service

Zerosum is a budget management and financial planning application that helps users track expenses, manage budgets, and plan their financial goals. The Service is provided "as is" and "as available" without warranties of any kind.

3. User Accounts

To use certain features of the Service, you must register for an account. You agree to:

• Provide accurate, current, and complete information
• Maintain the security of your password
• Notify us immediately of any unauthorized access
• Accept responsibility for all activities under your account

4. Beta Program

During the closed beta period, access to the Service is limited to approved participants. Beta participants agree to:

• Actively use and test the application
• Report bugs and provide feedback
• Understand that features may change or be removed
• Accept that data may be reset during the beta period

5. Your Data

You retain all rights to the data you input into the Service. We collect and process your data solely to provide and improve the Service. We do not:

• Sell your data to third parties
• Share your data with advertisers
• Use your data for purposes other than providing the Service

For detailed information, see our Privacy Policy.

6. Acceptable Use

You agree not to:

• Use the Service for any illegal purpose
• Attempt to gain unauthorized access to our systems
• Interfere with the proper functioning of the Service
• Reverse engineer or attempt to extract source code
• Use automated systems to access the Service without permission

7. Intellectual Property

The Service, including its design, code, text, graphics, and other content, is owned by Zerosum Inc. and protected by copyright and other intellectual property laws. You may not copy, modify, distribute, or create derivative works without our express permission.

8. Limitation of Liability

To the maximum extent permitted by law, Zerosum Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the Service. We provide the Service for budgeting purposes only and are not responsible for financial decisions you make based on the Service.

9. Termination

We reserve the right to suspend or terminate your account at any time for violation of these Terms or for any other reason. You may terminate your account at any time by contacting us at support@zerosum.so.

10. Changes to Terms

We may update these Terms from time to time. We will notify you of significant changes by email or through the Service. Your continued use of the Service after changes constitutes acceptance of the new Terms.

11. Governing Law

These Terms are governed by the laws of [Your Jurisdiction], without regard to conflict of law principles. Any disputes shall be resolved in the courts of [Your Jurisdiction].